Center City

              Neighborhood Development Corporation

         "Changing the face of our neighborhood.....one improvement at a time."   

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The Owner Occupied Home Improvement Program is designed to provide an affordable means by which very low and low income home owners can correct serious code violations in their homes and improve their structures.

Funding secured from the NYS Affordable Housing Corporation, the City of Niagara Falls, and NYS Division of Housing & Community Renewal is used to provide Grant and Loan assistance to qualifying families. 

Qualifying families will receive a grant covering up-to 80% of the cost of the home improvement and a 3% low interest loan through Center City covering the remainder of the cost. 

Center City's in-house Rehab Specialist will inspect the home with the owners, complete improvement specifications, Bid the job to approved contractors and Monitor Construction Rehab. 

ELIGIBILITY FACTORS:

    1)    Property must be located in the Center City Service Area

    2)    Taxes must be paid current on property

    3)    Property must be insured

    4)    Household must have an ability to repay the loan portion

    5)    Structure must meet all Code and Housing Quality Standards

               upon completion of the Rehabilitation.

    6)    Household must meet income eligibility requirements: Call for maximum household income limits.